Archive for the ‘free market’ Category

Here are 2 hilarious guberment finance innovations of mine (and with 2 I mean 4)

October 10, 2017

To start by poorly quoting Jack Ma: “I always look where the money ends up”

To sort out government finances we should start by simply looking at that: Whereto all of the monies goes?

Usury laws have of course long been abolished in the cleptocratic corporate theocracies of the world.

Most important: Rent/mortgage and Energy. Food is still remarkably cheap because our owners didn’t want farmers ruling the world. Farmers are much to advanced at looking far ahead in time. In an equal game vs the corporate quarterly reports they would pwn the unwashed managerialists.

Rent is of course the worse! In countries and cities that escaped carpet bombardments houses may be many hundreds of years old with renters endlessly paying for the “privilege” of living in a house in a country that is claimed to be theirs.

Sure, we periodically put some new wood, bits of plastic and bits of metal into the buildings, renovations that costs a shit load of money. Not that construction workers earn that much but they some how miraculously cost a shit load.

We should really turn rent into a lease-buy contract retroactively. Those few people riding along on the gravy train that is YOUR labor should really not be entitled to enjoy endless exploitation. Investments should have reasonable returns and come with reasonable risk. We’ve zeroed out the risk for much to long (to the point of people paying rent for flooded houses) that it is perfectly fair to now max out the risk and have the people who paid to live in the house take ownership of that what they paid for. I don’t consider this an invention tho, it is just obvious.

The first invention is to create government mortgages at zero percent interest with no obligation to pay anything back until the house is sold with a maximum of 300 000 Euro or Dollar. Furthermore, these financial instruments granted to the citizen may not be sold to other parties until the entity holding them goes into bankruptcy , until that time they are simply part of their balance sheet. The only thing the citizen pays for is a bit of insurance, some 10 to 30 bucks per month and any borrowed amount beyond 300 k.

The second invention is what I call TAX MONEY. This newly coined coin is issued by government every 6 months and they expire after 12 months. Government uses this coin to pay its employees and to buy services in the public sector. Citizens may use this coin to pay taxes over the 12 month period OR they may pay 200% taxes using the normal currency. This  creates a highly speculative investment vehicle with varying supply and demand. Government spending may cause radical inflation and deflation, the currency may implode or grow close to 200%  of its initial value.

Taxes are paid at a fixed ratio where 1 coin is 1 unit of the normal currency. If you make a purchase worth 100 Euro and have to pay 20 Euro worth of tax on top of that you can pay 20 tax Euro or 40 normal Euro. If the exchange rate is 10:9 you can of course conveniently use your phone to buy 20 tax Euro for 18 Euro on a private or government currency exchange.

Besides the above described weirdness of the system it creates the totally weird situation where we want government to spend enough tax money to drive down the value of the currency. Government overspending makes the currency crash rendering a few months worth of tax free shopping. A few (or many) speculators will probably get stuck with unspent taxes but that is simply the risk of their game. Others might wait until the very last moment to pay their taxes waiting for favorable rates. If that doesn’t happen they end up paying 200%.

Government pensions and other kinds of social support (like a basic income) are paid in tax money but the amounts are in normal currency. If tax Euroes are worth 50 cents and the social support is 1000 euro you get 2000 euro.

However, (to make it all work) all monthly payments in the country (where possible) shall be paid per day.

in stead of working a day then having to wait up to 3 months for that day worth of salary to be paid it shall be credited before the end of the day (24:00)  If for whatever reason the salary is not paid the same day government will credit the missing money and the entrepreneur will pay 1% interest per day. This money will be hoarded into an account to pay for all those missing salaries. You can still pay 90 days later, you just have to pay roughly twice as much.

Now I understand this is all very hard to grasp for many readers (as if I have many readers HA!) but I assure you it removes tons of complexity from both civilian and government finances, it completely gets rid of a good number of awful risks and it brings a ton of fresh money into circulation without the risks normally associated with governments “over” spending.

Without housing cost people will have much more money in their pocket and the tax system is such that it dynamically adjusts to whatever weird things unleashed onto the country.

If there is a billion or two needed for some disaster management the money is instantly available AND TAXES GO DOWN so that people have some extra money to figure out what to make of the situation themselves.

The only down side is that during high government spending saving up your social support (or your basic income) might be a terrible idea. Then again, if government is cheap and efficient you might hold onto it for as long as possible.

All the ups and downs make for a wonderful landscape for speculation and by that process much of the national risk is delegated to the speculators. As long as the financial game is limited to registered citizens the winnings will simply be returned into the national economy.

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How I would rule the Netherlands

December 26, 2014

I propose that we use our government to seize all industries without innovation, banks may borrow money from government if they want to lend money to people (rather than just create this money themselves) All types of innovation will be subsidized until there is nothing left to further develop, then the government seizure kicks in.

Then we pay each Dutch person a dividend of roughly ten thousand Euro per month, 2 thousand if you leave the Netherlands (please go away if you don’t like it here)

Then you will see what kind of economic growth that produces. Non innovative companies can leave their bags behind and go do their things elsewhere, because a trick anyone can do – anyone can do!

Private and corporate mortgages wont be paid off, you have a house or building that backs your debt, paying is nonsense. Only the difference between the debt and the value of the building has to be paid. Interest on mortgages will also be abolished.

Programming will start in primary school and drivers licenses will also become part of the basic curriculum (just like in the US) Road tax will also be abolished.

All forms of advertisement will be made illegal, on television only lectures and documentaries may be broadcasted, on university level, and peer reviewed.

Education will be free, there will even be an appropriate monthly bonus for each diploma you obtain and a similar bonus on scale for strength training and for having a good condition.

Build windmills en mass, flywheel energy storage to bridge the periods without wind, then free energy for everyone, corporate and private.

Minimum wage, social support and government health care will be abolished, you will have enough money to pay for that yourself, and if you like working so much you can do it for free.

City hall and other government buildings get party halls open 24/7, with live music, smoke and beer etc. Such nice A locations should be profitable. They make lovely coffeeshops where everyone in Europe is welcome.

Internet and telephone will be free, the self driving cab and public transport will be free too.

Then we build excessive numbers of houses to drive down the prices. Not the old fashion crap but high tech state of the art, with a little door behind which every possible order magically appears in 5 minutes.

Then, politically we will ridicule other countries, point out how silly they are. This is necessary to prevent them from doing something against our elaborate freedoms. With little effort they will be much to busy at home keeping their fairy tales alive to be able to worry about us.

There will be a holiday park for each country so that a good number of civilians can visit the Netherlands (preferably free) and see with their own eyes how fantastic we’ve organized things.

If there is some kind of issue some place then we get on our bicycle, hop in the train or take the car and go there, all together, to fix the problem. Just for the fun of it, if you don’t want to come you should stay at home with your sour face.

If people get to lazy we lower the income and introduce forced labor for everyone, 7 days per week 6 to 20:00 military time! Work until the backlog is cleared out.

For addictions one will first get many warnings but eventually you will end up in forced treatment. Nice, a month worth of sports in some park with other crybabies who also don’t have cigarettes.

There will also be a voting diploma, if you don’t know what you are talking about you should shut up and look away. If you really must vote then you can follow the course – with your fat lazy ass.

Armed with the appropriate diplomas you will take the political decisions, at home, on the computer, using the big evil internet.

I understand that you are a bit frightened by all these responsibilities, but we are going to pay you for it, after we take your fake job away from you it isn’t like you have anything better to do.

And if you want to cry, when you see that machine doing your work so much better than you ever could thats okay. Just as long as you go do something fun after that. You could for example go to school and get a real job helping with further automation, or you can go to the beach Go figure!

Je Maintiendrai !

paper view

November 15, 2005

Advertising is a big industry, we can use add supported services, we can earn money by having others click on our adds, we can even earn money with viewing adds in some programs.

I like to think “free” means something sucks. I sure know great free services but if they offer a payed product it almost always is better as..

I also think the person viewing the adds is doing the work. An add powered service may appear free, in reality they earn add revenue. This may or may not be more as enough it doesn’t matter, it’s still the viewers money in the developers pocket. I figure we are old enough to buy our own things? We are more as capable to judge and pay what things cost.

Now that made me think… “What if free things could be dramatically improved by charging a small fee?”

I imagine a blog posting could cost money. 50 cent or 2 € for posting it – that would be something I could afford.

I imagine a page stuffed with advertisement would be acceptable if the viewer earns money by viewing it.

– just the 2 ideas so far would mean A Blogger has to visit 3-20 blogs to earn back his posting. I would be even more motivated to view the new posts knowing the bloggers payed to post em.

I imagine a comment could cost 10 cent? Why not? It sounds like it makes sense? no?

If a comment would cost 5 € I would expect a serious reply? If that doesn’t appear others can see how it doesn’t. Deleting a comment should return the credit to it’s owner.

Google questions works some whut like that but that community is build from people in the mood to be helped or in the mood to be payed.

For bloggers it would only present some means to be taken more seriously.

I can’t help but think that a lot of people would be happy to earn a few coins by viewing your blog. Just imagine earning 20 cents by reading this posting. That would be fun! (Google makes around 5$ for each search result you view)

Not-free could also mean getting payed for writing posts. I’ve seen programs offer 300 000 articles about almost any subject, reading those mass generated writings gave me the shivers. It was cold and death-boring content, really scary! So, I figure paying to post and earning by reading could be a formula. Greedy people can shut up and serious questions can be answered.

For example:
Say it costs 2$ per post, we only have 10 adds per page, and a page view earns 20 cent.

20 cent divided by 10 adds is 2 cent. 2$ divided by 2 cents is 100 adds.

For the add we make a short introduction of our post, possibly with a small image. Then the viewer earns 2 cent for viewing your add and makes another 20 cent by clicking it.

We are not in a hurry so the 100 adds could take a few months to run out. That way the service can create a buffer to balance out the flow.

The advertisers have already payed you 2 cent, you don’t need to click their add. Still if you want you can.

This way it would be easy to store the add-click history and make it search-able for the user.

Building a safe payment system is so hard that filtering out automated surfers before payday is relatively easy. A few simple questions like “click the green dot” will do the trick. If human verification is slow it will happen more often. Posting a comment should be proof enough of being a real person. If the cash balance is low we also ask less questions. If you earn 20 bucks per day you will have to view the pages a bit longer and click few more dots. On the other hand, a user spending more as he earns should not have to do reality check ups.

Some bloggers have far to little to eat, other bloggers have far to few readers for the size of their budget.

Sure, people will create sweat shops to read our blogs. Do we really care? I love the idea people could make a living by reading this shit I write. That would rock the banana boat.

A friend of mine called it a service for rich snobs. I think she forgot we are the rich snobs on this planet. So, lets get your fat lazy ass into the comment box and write a few words for our sweat shoppers. You are obviously not willing to pay them 2 cent each, the least you can do is make a fool out of yourselves here. 😀

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The disappointment of Web 2.0

October 24, 2005

Email was invented by Xerox in 1930. In 1987 I was hard coding things in assembly on my commodore 64. lda sta brq and jrs was all I ever needed to make all possible miracle’s happen and even some impossible stuff.

A modem was used to send and receive data in the stone ages and Flickr adds nothing to this experience. It hosts images. Well DUHHH that ain’t original at all!

In the PC stone ages A folder was used to group a group of programs or sort the kinds of data properly. Tags and labels are cool if you’ve failed miserably at sorting things in folders. Only if I didn’t keep my flopy’s with games together I had to read the label.

Now we have google, del.icio.us and Digg do the same thing with the web and sadly fail to even find the documents let alone know what the f*ck things are. This is the right order of words for it: “Whatis” the “Whois”?

quote: eBay, Amazon, anypay, paypall work because LYING and CHEATING carries with it a price to pay.

They want us to believe the big 2.0 WEB will mean total domination for mega dumb multinationals. HAHAHAHAHA

Look at google talk! It’s by far the most ugly chat client ever! Look at Internet explorer! HUNDREDS OF BILLIONS they harvested and LOOK HOW IT LOOKS, LOOK at MSN!!! BWHAHAHAHA!!!! The shit is cheap for 1990 standards can code that in a week or so.

Microsoft had this great lie that all PC’s would be the same after you infect it with the 1000$ OS. That sure got things going. Now google is hiding web-based! They made a few windows applications but Microsoft always made sure it didn’t work. HAHAHA

Google is going for “life inside Internet explorer”. If that doesn’t show [Microsoft does nothing but celebrate it’s victory] I don’t know what does. Google is huge jet fits inside a browser.

I was looking at some Linux distributions (like this one) and think each one of those idiot multinationals could pull it off. Yes, even MS-Linux would be fantastic!

We have all eyes inside the browser but it’s a rather small part of computing. Even software takes a pretty small area of it. We need hardware! The Google mini is nice but useless for the normal user. We need the whole google pc, Microsoft PC etc etc

Googles single card idiocy is a project of the size I would expect from Digg or del.icio.us LOL. “load my bookmarks from a server each time I use em? Are you serious??? Your joking right???”

Google shows text results without tags. Is it still 1960 google?? In 2005 the results should be illustrated with at least an avatar linked to a profile. Fuck! Make a flash version of ur site? duhh – Blogger wont allow sorting a blog (after a few 100 postings the fun is gone) Even Columbus had categories in his journal.

People wearing Walkmans are idiots – the same goes for ipod Walkman. People who don’t talk back are not social. I think they probably don’t know how to use a smart phone.

Web 2.0 should mean governments building feedback systems, governments pushing the envelope on education, lets have the government moderate the description(and tags) of domain registrations. Then the state will supply us with profiles a blog-space a micro wallet and a free market place.

Easy!